Rest assured that Wilder & Associates is an FHA-approved appraisal firm in Nebraska.
This means that we are qualified and approved by the FHA to do reports for home loans insured by them.
FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Wilder & Associates is well-trained on how to follow the rules and regulations provided.
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If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. |
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An FHA loan is underwritten by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD).
No part of the loan is provided by the FHA. What the FHA does is ensure that the mortgage is paid for in case the borrower defaults on his or her loan obligations.
Applicable to all homebuyers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.
Remember, the FHA deviates from the VA appraiser panel in that the lending agency can choose the appraiser.
Down payments are often lower with an FHA loan despite using conventional market rates.
The loan programs that the Federal Housing Administration offers are lifesavers to purchasers with minimal starting income.